CIHA not only wanted to expand its rental housing portfolio, we wanted to provide homeownership opportunities for those residents ready to take that next step. In 2001, CIHA started Cook Inlet Lending Center (CILC), a Community Development Financial Institution, in order to offer low and modest-income individuals and families, access to affordable financial products and services towards their home purchase. Currently CILC offers lending products to communities and families of all races, nationalities and income backgrounds within the state of Alaska.